When that happens, there is a high chance that you will be making a mistake, because it is likely that you are making an emotional decision.

Do you have a framework for making investment decisions, under all circumstances? We use this 4 point framework.

1) Reduce risks.

2) Reduce fund underlying costs.

3) Increase returns systematically, sustainably and reliably over large amounts, over long time horizon, better than the index, without need to time markets or pick stocks.

4) Simplify your investing life.

If you are able to follow the steps above, it does not matter what happens, you are always prepared for the worst case and the best case scenarios, with the highest chance of success to your ideal life!