1. Save more money.

2. Start a proper CORRE investment strategy by reallocating your assets to reduce risks while getting similar returns.

3. Review your insurance especially for critical illness, personal accident and loss of income due to the above.

4. Pay off your debts.

5. Find ways to reduce your tax.

6. Review your existing investments to find a way to reduce risk whilst achieve similar or higher returns.

7. Review your mid and long term goals to see if you are on track.

8. Find a charity of your choice or family to give to.

9. Plan your estate and wills.