This is a very common question that I get constantly. Most people come to me with a product perspective in mind. However, instead of trying to respond to that question, I will turn it back to them and ask, “What are you trying to achieve for yourself by investing in this ‘product’? What is your real dream you would like to have?”

If I take a few more steps back for them, will what you are trying to achieve with this $200k get you to your eventual goals?

For example, maybe this person wanted to be able to choose to stop working by age 65 and spend his time creating memories, travelling the globe for 2 months every year for the first 5 years. What will you need to put this $200k into, in order to help you get to your dreams and goals in the most sustainable manner without taking excessive risks?

Maybe after working it out, we realized that $200k will get him hardly anywhere near to where he wants to be given his overall financial situation. Then would that really be a goal you want to achieve? It could also mean that either he takes on higher risks or he might have to set aside more than $200k to speed up the process to get there, if that goal is so critical for him.

In some other personal customized circumstance, through the proper process of planning, it could also mean that he might not need to take much risks at all to get there. Maybe he has already arrived at his goal, without realizing it. In fact, for this person, it could even mean that he does not need to wait till age 65, but he could have his dream done earlier at age 55 instead of 65, just by shifting his assets and reallocating it appropriately.

What we do best for clients is to ask a few more questions to understand the dreams, desires of the person and their fears. We want to help them through the process of getting them to get to where they want. And not focus on the products we can sell… That is where dreams can be realized for you and you lead a more meaningful life.

We want to save you time, give you confidence and simplify your life for you so that you get the best out of life!

If this is something meaningful for you and if someone you think will benefit from having an initial chat with us, pls share this and we will be happy to be connected and see if there is a fit.